• Chickens inside a white covered chicken coop on a farm with a person standing outside in a grassy field, green rolling hills, and a partly cloudy sky in the background.

    Grow Your Business

    Get the financial and mentorship support you need to develop your food & farming enterprise.

  • Person harvesting freshly dug carrots in a garden.

    Invest With Impact

    Your opportunity to support a resilient food and farming future for people and communities.

  • Sunset over a green cornfield with trees in the distance.

    Your Collective Impact

    Together, our client and investor communities are creating a thriving food and farming future across Ontario and beyond.

A social finance fund for local food and farming Enterprises

Through the sale of community bonds, Fair Finance Fund supports local food and farm social enterprises in accessing capital financing and mentorship opportunities.

Whether you’re a food or farm business owner or interested in investing for social impact, you can help build sustainable local food systems, grow local economies and strengthen climate resilience.

Access the capital you need to grow and thrive

Founded in 2019, the Fund works to channel financing to established food and farming enterprises making positive social and environmental impacts. We understand your business, goals, mission, and values and share your mission: to succeed while making a meaningful difference in your community and beyond.

Loans are available from $20,000 up to $200,000 for local producers, processors, distributors, and food businesses.

Align your Investments with your values

The Fund offers investment opportunities to individuals and institutions interested in supporting resilient food systems, local economies, and innovative food and farm businesses. As an investor with the Fund, your dollars are directly invested into local food and farm enterprises across Ontario that are creating shared environmental and economic benefits.

A man wearing a camouflage cap and gray t-shirt examining a beehive in an outdoor setting with multiple similar beehives in the background.

Get Hands-On and personalised support

The REAL Assist Mentorship Program offers reliable, expert business assistance to local food and farm social enterprises. The program connects expert mentors with business owners seeking support. Together, we can help businesses achieve their vision and grow their economic and environmental impact.

Collective Impact

$6.2M +

Disbursed in loans to local food
and farm entrepreneurs

$5.5M +

Raised for Ontario’s local
Food and farm sector

390 +

Jobs Created or supported
Over the years

$65M +

In local food and beverage
Sales by loan clients

80 +

Loans Distributed To Innovative
Food & Farming Enterprises

100 +

Community-minded individual
and institutional investors

$18M +

Reinvested by clients in
local/regional suppliers

1.9K +

Regional suppliers
Supported Each Year