Fair Finance Fund

A social finance fund for Ontario’s local food and farm sector.

Through the sales of impact investment bonds, the Fair Finance Fund supports local food and farm social enterprises in accessing the capital and mentorship they need to grow and thrive. Whether you’re a food or farm business owner or interested in investing for social impact, you can help build sustainable local food systems, grow local economies and strengthen climate resilience.

Access the capital you need to grow and thrive

Since 2019, the Fund has disbursed dozens of loans across Ontario. We understand your business, goals, mission, and values and have a shared mission for you to succeed while making a meaningful difference. Loans are available from $20,000 up to $200,000 for local producers, processors and food businesses.

Align your Investments with your values

Through the sale of Community Bonds, the Fund offers investment opportunities to individuals and institutions interested in supporting resilient food systems, local economies, and innovative food and farm businesses. As an investor with the Fund, your dollars are directly invested into local food and farm enterprises across Ontario that are creating shared environmental and economic benefits.

Hands-On and personalised support

The REAL Assist Mentorship Program offers reliable, expert business assistance to local food and farm social enterprises. The program connects expert mentors with business owners seeking support. Together, we can help businesses achieve their vision and grow their economic and environmental impact.

Impact

$4M +

Disbursed in loans to local food
and farm entrepreneurs

$3.5M +

Raised for Ontario’s local
Food and farm sector

270 +

Jobs supported or
Maintained in Ontario

$20M +

In local food and beverage
Sales by loan clients

60 +

Local food and farm
enterprises supported

85 +

Community-minded individual
and institutional investors

$575 +

Reinvested by clients in
local/regional suppliers

2M+

Regional suppliers
Supported in purchases

What’s Happening with the Fund

  • Venture-Capital Ready

    The Small Scale Food Processor Association (SSFPA) has launched the Venture-Capital Ready: Investment Training for Women Entrepreneurs. This new national training program is aimed at food industry women/intersectional entrepreneurs looking to scale up their businesses to meet market demand.

  • Join Our Client Community

    Are you looking to grow your values-driven food or farm business this Fall? The Fair Finance Fund has loans from $20,000 up to $200,000 available to invest in essential equipment, scale up production, and reach a broader market, to strengthen your position in the industry.

  • New Loan Client

    The Fair Finance Fund is proud to support Siika Foods, a dynamic social enterprise founded to reconnect the African diaspora with the cherished flavours of home while fostering social impact and sustainability. Siika Foods is not just a business—it’s a celebration of African culinary heritage and a beacon of community empowerment.