Frequently Asked Questions


What is the Fair Finance Fund?

The Fair Finance Fund is a non-profit social finance fund dedicated to providing loans and mentorship services to local food and farm enterprises that value strong local food systems, local economies, and a healthy planet. The Fair Finance Fund builds on seed capital to implement an ongoing investment opportunity for community-minded investors, that is, individuals who want to invest their capital to support local food systems in Ontario to support food that is grown, raised and processed in their own backyards.

What is the mission of the Fair Finance Fund?

The mission of the Fair Finance Fund is: to mobilize equitable and accessible capital for Ontario's food and farm enterprises that create social, environmental and economic benefits.

By fulfilling the mission, the Fund:

  • Strengthens and expands regional local food systems across Ontario

  • Creates equitable access to capital for social enterprises in Ontario’s food system

  • Supports food and farm enterprises offering social, environmental and community benefits

  • Improves rural economies through job creation and circulating money in local communities

  • Provides a vehicle for people to invest in their beliefs

Who can apply?

We’re seeking applicants in the local food and farming sector who are looking to fund their projects and social enterprises. This could be funding that goes towards the start-up or expansion of your entrepreneurial food business, a small flock chicken business, incubator farm, local pizza and brewery, community cannery, co-operative abattoir… the possibilities are endless and we want to hear from you.

Eligible applicants will:

  • Derive most of their income from sales of goods and services

  • Be registered as a non-profit, charity, co-op or a business with clearly stated social and/or environmental values and objectives that are integrated into the operations

  • Provide a business plan for start-up or expansion activities, and a financial plan that demonstrates an ability to pay back loan elements of the funding

  • Demonstrate the ability to track the social and/or environmental impact of the funded project, and benchmarks for social and environmental impact as well as financial measures

  • Demonstrate appropriate expertise to meet project goals

How do I apply?

Check out the documents and info before downloading our application from our Get A Loan page here. If you have any questions, email us at